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Consumer Banking

CardFinans Nakit

CardFinans Nakit is Finansbank's debit card.

You can withdraw cash in any amount by presenting your CardFinans Nakit at any Finansbank branch. You can withdraw cash from Nakit24/Nakit24 Extra ATMs with your CardFinans Nakit and also from any one of the over 2,500 Ortak Nokta ATMs (automatic teller machines) across Turkey.*

You can withdraw cash with your CardFinans Nakit at any ATM around the world that displays Electron/Plus or Maestro/Cirrus logos. You can also shop with your current account by using your CardFinans Nakit, at every place you see the same logos.

* Commission fee is 3 YTL for cash-withdraw
50 Ykr for balance inquiry though Common Point (Ortak Nokta) and Ziraat Bank ATM’s.

Your innovative shopping and banking card: CardFinans Nakit

You can also go shopping with your CardFinans Nakit just by using your ATM password; because your CardFinans Nakit is accepted as cash everywhere you see the Electron or Maestro logos. Now you don't need to withdraw cash before you go shopping. You can make purchases by presenting your CardFinans Nakit and entering your password. That way you get the convenience of easy shopping without having to worry about the hassles that come from carrying cash.

In short, your account is available around the clock every day of the week.

Transactions available with your Nakit24/Nakit24 Extra

  • Debit card transactions
  • transfers:
        to the accounts
        by authorization
        into an account/card (free of charge)
        fast EFT (electronic fund transfer)
  • Account searches
        Balance inquiries
        Address inquiries
        Account summaries
  • Password changes
  • Instant cash deposits without an envelope*
  • Cash withdrawal
  • Investment transactions
        Repo
        Repo discounting
        Buying mutual-funds
        Sell mutual funds
        View mutual-fund prices
        View your portfolio
  • Fast Cash Withdrawal

* This transaction is only available at Nakit24/Extra ATMs.

Transactions you earn ParaPuan by using CardFinans Nakit

  • Deposits: when you make a deposit into your Finansbank OH Account or the current account to which your CardFinans Nakit is attached,

  • Mutual-Fund purchases: when you buy mutual-funds using your CardFinans Nakit,

  • Cash withdrawal: when you withdraw cash abroad using your CardFinans Nakit.

  • Shopping: when you shop at nearly 30,000 CardFinans member stores in Turkey or any store abroad.

How many ParaPuan points will you earn with your CardFinans Nakit?

  • Domestic shopping: %1 ParaPuan of the purchase value

  • Foreign shopping (per transaction): 500 ParaPuan

  • Deposits using Nakit24 Extra*: 100 ParaPuan

  • Mutual-fund purchases via Nakit24*: 100 ParaPuan

  • International cash withdrawals*: 500 ParaPuan

* You can earn ParaPuan only for a maximum of 1 transaction a day and 5 transactions a month by your CardFinans Nakit. Finansbank may change the earning rates of ParaPuan for the transactions by CardFinans Nakit without notification.

How can you use your ParaPuan points?

You can buy mutual-funds, shop free by transferring points to your credit card at almost 30,000 member stores displaying the "CardFinans Advantage Logo" or buy a plane ticket or bus ticket from Varan (bus company).

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