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Fixed Monthly Income Accounts

Fixed Monthly Income Account makes regular monthly interest payments, so it's just like you're earning a salary. With a Fixed Monthly Income Account, one-year maturity time deposit account, you enjoy a regular income while your savings gain in value backed by Finansbank's financial strength. You can have the interest paid to you monthly like a salary, or you can give us written instructions and have it transferred to the accounts of your loved ones.

Fixed Monthly Income Account can be opened for one year and your interest income is transferred to your current account every month throughout the year; if you like, you can buy mutual funds having the interest transferred into your OH, in other words your Otomatik Hesap.

Finansbank offers you 3 different kinds of Fixed Monthly Income Accounts, which provide regular, monthly returns.

1. If you prefer to invest your savings in YTL and want a fixed rate of return;
Monthly Fixed Rate, One-Year Deposit Account

  • Pays interest every month even though it is a one-year deposit account
  • The interest rate of the Fixed Monthly Income Account doesn't change for a whole year; in other words it is not affected by any drop in interest rates.

2. If you prefer to invest your savings in foreign currencies, and desire a fixed return;
Monthly Fixed Rate, One-Year Deposit Account

  • Pays interest every month even though it is a one-year deposit account
  • Not affected by any drop in interest rates.

3. If you want to invest your savings at a variable monthly rate in line with changes in the market, this is the account for you;

  • Pays interest every month even though it is a one-year deposit account
  • Interest rates are adjusted every month and on the date of every interest payment, the interest rate for the following month is set.
  • The monthly-adjusted rate is the most advantageous rate available on any deposit at Finansbank.
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