Investment Products

You can simplify your investment decisions with Finansbank Investment Funds managed by our Professional Portfolio Managers and increase your returns.

Enjoy the comfort of having equities, treasury bills/ government bonds and REPO in your portfolio, diversifying your investments in TL with investment funds and the feeling of being in professional hands.

• DJIST
• NFIST
• GOLDIST
• FBIST

These are medium to long term borrowing instruments offered by the state (Under secretariat of Treasury, Republic of Turkey) available in TL or foreign currencies, which allow you to utilize your savings.

The maturity period of Treasury Bills is less than one year while Government Bonds have a longer maturity period.

Advantages

A Treasury Bill / Government Bond is under the state warranty and brings high pre-determined return.

These investment instruments under the state warranty with fixed returns can be converted into cash by selling them any time without having to wait until its maturity.

You can purchase Treasury Bills/ Government Bonds in line with your maturity preferences from all Finansbank Branches or through Finansbank Internet Banking.

A Eurobond is an international -usually long term- bond indexed to foreign currency issued by governments and companies for foreign lending purposes and sold in international markets.

Specifications

• Usually denominated in USD or EUROs.
• Typical maturities are 5-30 years
• Coupon interest payments are semi-annual for bonds denominated in USD and annual for bonds denominated in USD. Coupon interests are annual ordinary interests.
• The standard value date is transaction date + 3 business days.
• The minimum value of Eurobonds sold by our bank is 10,000 USD.

Advantages

• It is an investment instrument suitable for individuals and companies willing to make a long term investment in foreign currencies.
• They are traded in international markets.
• Coupon interest payments at certain intervals provide regular cash flow for the investor. The coupon interest is usually fixed. The principal and interest are paid in the currency in which the bond is denominated.
• Although they are long term investment instruments, Eurobonds can be converted into cash by selling them in the market any time.
• Its return is higher than other investments in foreign currency; however as they are traded in international markets, they are subjected to price fluctuations caused by both domestic and international economic and political conditions. This may create a risk on the principle.
• No withholding tax is levied on Eurobond coupon payments.
• Please contact Finansbank Branches or call Telephone Banking on +90 850 222 0 900 for further details about Eurobonds.

This is an investment tool for utilizing your savings by purchasing equities traded on the Istanbul Stock Exchange (ISE).

Advantages

• Although the risk level is higher, equities bring higher returns in comparison to other investment tools.
• With this instrument, you benefit from the dividends distributed by the company as well as the priorities given during Equity offerings.
• They can be cashed out at anytime.
• You can buy/sell Equities through Finans Yatırım from all Finansbank Branches or Finansbank Internet Banking

If you would like to utilize your savings, open a Savings Account today. Continue to save and get return for your Money under Finansbank's guarantee without being affected by interest rate changes.

Advantages

• With a Time Deposit Account, you can benefit from attractive Finansbank interest rates.
• The principal and interest is guaranteed by Finansbank
• Time Deposit Accounts are available over terms, from one day to one year.
• Your account will not be affected by interest rate fluctuations during its term.
• After maturity, unless you specify otherwise, the term will be renewed with the previous interest rate.
• Your Client Relationship Manager follows up your account in accordance with confidentiality and security principles.
• If requested, your account statement is delivered to you at the end of each month.

How to open an Savings Account

• All Finansbank Branches
• Finansbank Internet Banking
• +90 850 222 0 900 Telephone Banking

Please contact your nearest branch to find out about our interest rates customized to your individual needs.