BOARD OF DIRECTORS
Dr. Ömer A. Aras
Chairman and Group CEO
Dr. Aras graduated from the Academy of Economic and Commercial Sciences, Department of Economics, in 1975. He received an MBA in 1978 and a PhD in Business Administration in 1981 from Syracuse University. Over the next three years, he was a faculty member at the Business Administration Department of Ohio State University, and worked as a consultant. Between 1984 and 1987, he served as Credit Marketing Manager and Credit Committee Member at Citibank, and worked as the Head of Yapı Kredi Securities. Dr. Aras participated in the founding of Finansbank in 1987, and served as Assistant General Manager for two years and as General Manager for six years and as an Executive Board Member of Finansbank and Vice Chairman of Fiba Holding from 1989 to 2006. Between 2003 and 2007 he held the Board Member position in TUSIAD (Turkish Industrialists' Businessmen's Association). Mr. Aras served as Vice Chairman of Finansbank A.Ş. and Group CEO of Finansbank Group of Financial Companies (FinansLeasing, FinansInvest and Finans Portfolio A.Ş.) between 2006 (November) - 2010 (April). Dr. Aras was appointed as Chairman in April 2010.
Sinan Şahinbaş
Vice Chairman
Mr. Şahinbaş graduated from TED Ankara College in 1984, and from Istanbul Technical University, Engineering Faculty in 1988. He completed his graduate degree in Civil Engineering at George Washington University. He then received Masters degrees in International Relations from Istanbul University and in Finance from Yeditepe University. He began his professional career at Finansbank in 1990. He worked in Treasury, Corporate Banking and Credit Departments till 1997. In 1997 he worked for the foundation of representative offices of Finansbank (Suisse) SA ve Finansbank (Holland) NV in Turkey. He was transfered to Garanti Bank in 1997 as Department Head in charge of the design of a risk management system for new subsidiaries, in the same year Mr. Şahinbaş was promoted to Executive Vice President of Garanti Bank (Holland) N.V. After a year, Mr. Şahinbaş moved back to Finansbank (Holland) N.V. and became General Manager in 1999. In 2001, Mr. Şahinbaş became Senior Executive Vice President at Finansbank and was promoted as General Manager in October 2003. After serving as General Manager for 7 years, Mr. Şahinbaş became Vice Chairman in April 2010.
Prof. Dr. Mustafa Aysan
Member of the Board of Directors and Audit Committee
Prof. Aysan graduated from Istanbul University, Economics Department. He received his MBA degree from Harvard University in 1959 and became a professor in 1974. He has taught in various Turkish and international universities between 1968 and 2000. Prof. Aysan served as Head of the Committee for the Restructuring of State Economic Enterprises from 1964 to 1968, as Head of the Budget Committee of Turkish Republic Advisory Council in 1981 and as the Minister of Transportation from 1982 to 1983. Prof. Aysan is currently a Member of the Board of Directors and Head of Audit Committee of Finansbank.
Michail Oratis
Member of the Board of Directors and Corporate Governance Committee
Mr. Oratis graduated from Chemical Engineering Department of National Technical University. in 1980. He received his masters degree from Colombia University Industrial Engineering and MBA degree from New York University in 1985. He worked as the Money Market Head at Citibank between 1985-1991. He served as the Interest Rate Trading Head at Midland Bank PLC, Country Treasurer at Bank of Amerika NT&SA, Short Term Interest Rate Trading Head, Country Treasurer, Capital Markets and Derivatives Head at Citibank N.A., Group Treasurer at Mytilineos S.A. Group Companies and Country Treasurer at ABN-AMRO Bank N.V. between the years 1991 and 1999. He moved to National Bank of Greece in the capacity of General Manager responsible for Group Risk Management in 1999. As he still serves in the same position in addition he was assigned as the Member of the Board of Directors of Finansbank on 2 March 2011.
Antonios Grammatikopoulos
Member of the Board of Directors and Risk Committee
Mr. Grammatikopoulos studied Economics at Pace University, New York. He received his master's degree in Banking from Adelphi University in 1982. He started his banking career with Continental Illinois of Chicago (1983-1986) and, has continued to work almost exclusively for foreign Banks in CIB officer and senior positions for National Westminster (1986-1987), Investment Bank (Emporiki Group 1987-1988), ABN-Amro (1988-1989) and, Societe Generale (1989-2012). Mr. Grammatikopoulos joined NBG group in January 2012 and was appointed as the Group Chief Risk Officer of Finansbank and Member of the Board of Directors. He is married with two children.
Dimitrios Frangetis
Member of the Board of Directors
Mr. Frangetis was born in Athens in 1951. He was graduated from Athens University (Economics) in 1975 and University of Essex, England (Economics) in 1977. Between 1979 and 1980, he worked in Halivourgiki S.A (European Community issues). In 1981 he started working at Anz Grindlays Bank (Greece) in different departments until 1996. Between 1996 and 1999 he worked in Lonian Bank as General Manager and Vice Chairman of the BoD. In 1999 he had been hired by Ionian Hotel Enterprises in Alpha Bank as a General Manager which was lasted in 2000. Starting from 2000 until 2004 he took the position of the General Manager and Member of the Board of Directors, Member in all major Committees in Emporiki Bank. For the next four years he was Managing Director in Piraeus Bank (Albania). Between 2008 and 2010 he worked as General Manager and Chairman of the Executive Board in Piraeus Bank (Serbia). Starting from 2010 he worked in National Bank of Greece as Chief Credit Officer and Asst. General Manager - International Division (Mar-Nov 2010). Mr. Frangetis is appointed as Member of the Board in Finansbank Inc. as of November 14, 2012.
Christos Alexis Komninos
Member of the Board of Directors
Mr. Komninos graduated from İstanbul Technical University with the degree of MSc in Chemical Engineering in 1971. He worked as a Trainee, Marketing Manager and General Manager positions at Coca-Cola Hellenic between 1972-1987. He moved to Coca-Cola Bottlers Ireland as CEO in 1987. He returned to Greece in 1990 and worked as CEO of Coca-Cola Hellenic till 2000. In 2000 he was transfered as the CEO of Papastratos Cigarette Manufacturing Company. He then moved to Shelman S.A as CEO in 2005 and worked till 2010. Mr. Komninos holds the Membership of Board of Directors at various companies and joined Finansbank in the same capacity on 16 February 2011.
Paul Mylonas
Member of the Board of Directors
Mr. Paul Mylonas had a B.Sc in Applied Mathematics - Economics department in Brown University and a PhD and MA in Economics in Princeton University. From 1985 to 1987, he was visiting Assistant Professor at the Department of Economics in Boston University. He worked at the International Monetary Fund between 1987-1995. There, as a senior economist, he was the desk officer for Poland in the European Department. He also worked in the Fund's Policy Development and Review Department. From 1995 - 2000, he held the position of senior economist in the Economics Department of the OECD where he worked in the Money and Finance Division, and was head of the Greek and Spanish desks. He also served as the OECD representative on the G-10 Secretariat during 1999-2000. Mr. Mylonas is currently Chief Economist of the Group, Chief of Strategy, and Head of Investor Relations at the National Bank of Greece. He is Secretary of the Executive Committee and a member of the ALCO Committee of the Bank. Mr. Mylonas was appointed as a Finansbank Board Member in April 2010.
Stefanos Pantzopoulos
Member of the Board of Directors
Mr. Pantzopoulos was born in Istanbul in 1936. He was graduated from Istanbul University, Economic and Business Sciences. Following his work experience for 5 years in Istanbul as Chartered Accountants, he worked for Arthur Andersen and it's Certified Public Accountants for 33 years. He became a worldwide partner in 1976. Until his retirement in 1998, he acted as the chairman and managing partner of the Firm in Greece. During this period, he attended a large number of training courses and seminars in the U.S. and in Europe. For many years, he was involved in development of the accounting profession in Greece. After the establishment of new profession, he served as a member of the supervisory board of the Institute for 8 years. Subsequent to his retirement, he established his own business consulting practice and offered services to a number of reputable companies in Greece and abroad. Between 1999 and 2004 respectively he worked at; KPMG, Audit firm, as a senior partner, supervising the audit practice and supporting the managing partner of the firm. Don & Low, large manufacturing unit in Scotland, as the chairman of the board, for almost 2 years. Alpha Bank, member of the board and head of the audit committee for 2 large subsidiaries (Hilton Hotel & Real Estate co.). In 2004 he was appointed in the board of National Bank of Greece (NBG) and served as acting chairman of the Audit Committee and financial expert responsible for SEC (U.S.) for the application of Sarbanes-Oxley (SOX) regulations. He maintained this position until the end of 2009. In 2010 and 2011 he continued running the audit committee affairs as a consultant to the chairman. Mr. Pantzopoulos is appointed as Member of the Board of Directors in Finansbank Inc. as of October 16, 2012.
Mustafa Hamdi Gürtin
Member of the Board of Directors
Born 1951, Mr. Gurtin studied Statistics and Economy at Middle-East Technical University, Ankara and completed a master of Economy at Vanderbilt University, USA. He worked in Central Bank of Republic of Turkey for 19 years and then worked as the Investment General Manager at Garanti Bank. Following this position, Gürtin became a Dışbank Board Member responsible for Risk and then worked as the General Manager and Chairman of Black Sea Trade & Development Bank in Greece. In April 2010, Gürtin was appointed as Finansbank Board Member.
Edward Nasim
Member of the Board of Directors
Mr. Nassim graduated from London University Imperial College in 1968. He received his MBA degree from Harvard University in 1976. He began to work at IFC after his graduation. He worked as the Vice President of IFC till December 2007. Nassim was appointed as a Member of the Board of Directors and Audit Committee of Finansbank on April 17, 2007. Nassim functions as Member of the Board of Directors of Finansbank since April 2010.
Temel Güzeloğlu
Member of the Board of Directors and General Manager
Born in 1969, Mr. Güzeloğlu has BA degrees from the Electrical end Electronics Engineering; and Physics Departments of the Bosphorus University. Güzeloğlu was later entitled to an MA degree from the Northeastern University, Boston-Massachusetts Electrical and Computer Engineering and an MBA from Bilgi University, Istanbul. Güzeloglu worked as the Executive Vice President of Finansbank responsible for Consumer Banking till August 2008. He then served as Executive Vice President responsible for Retail Banking and Member of Management Committee of Finansbank in August 2008. Mr. Guzeloglu was appointed as General Manager in April 2010.
MANAGEMENT & EXECUTIVE VICE PRESIDENTS
Temel Güzeloğlu
Member of the Board of Directors and General Manager
Adnan Menderes Yayla
Executive Vice President and Member of Management Committee
Born in Ankara in 1963, Yayla graduated from the Economics Department of the Faculty of Political Science of the Ankara University in 1985. He did his MBA at the University of Illinois at Urbana-Champaign from 1992-1994. He worked for the Ministry of Finance as an Assistant Auditor and Auditor from 1985-1995; for the Privatization Administration as a Project Valuation Division Chief from 1995-1996; for Price Waterhouse Coopers as a Manager, a Senior Manager, and a Partner in their Istanbul and London offices from 1996-2000; and for the Türk Dış Ticaret Bankası (Fortis) as the Executive Vice President in charge of the Financial Comptrolling Group and Risk Management from 2000-2008. He joined Finansbank on 20 May 2008 as an Executive Vice President and the Group CFO. He has been a Member of Management Committee of Finansbank and the Group CFO since August 2008.
Ahmet Erzengin
Head of Compilance Division
1962-born Erzengin received his bachelor's degree from the Public Administration Department of the Middle East Technical University, Ankara, Turkey. After working for the Pamukbank from 1988-1993, he joined Finansbank as the Regulations Manager in October 1993. He was appointed Head of the Operations Group in 1996 to oversee the operations of the branches and the headquarters. With the establishment of the Operations Center (FOMER) in 2001, he served as its Group Manager until the end of 2005. Early 2006, he supervised the establishment of the Compliance Division where he is currently the Head.
Bülent Yurdalan
Executive Vice President
Born in 1958, Mr. Yurdalan graduated from Eskişehir Economic and Commercial Sciences Academy - Business Administration Department in 1980. After an employment of 5 years at Citibank-Turkey, Yurdalan joined Finansbank in 1988 and was assigned to top level positions at the Credits, Audit, Treasury Operations, and External Relations Departments of the Bank; and at some Fiba Group banks. Yurdalan was appointed as the Head of Internal Audit Division in 2003. He was assigned as the Head of Retail Credits in March 2011.
Erkin Aydın
Executive Vice President
Erkin Aydın graduated from the School of Engineering of Boğaziçi University with a Bachelor of Science degree in Civil Engineering in 1997 and received his MBA degree from the University of Michigan Business School in 2003. Starting his career as a Business Development Associate and Project Engineer with Guy F. Atkinson Construction in the USA in 1998, Aydın went on to work for Clark Construction Group as a Project Manager in California. In 2002, he joined McKinsey & Company in Istanbul where he successively filled the posts of Associate, Engagement Manager, and Associate Partner. Throughout his tenure with McKinsey & Company, he consulted to leading financial services institutions in Turkey and Western and Easter Europe in areas of marketing, growth strategy, sales effectiveness, operational efficiency, organization strategy and mergers and acquisitions. He started working for Finansbank in 2008 as Head of Mortgage and Consumer Loans, assuming further responsibility for the management and marketing of all consumer banking products and segments as of July 2008 and ultimately for SME Banking Marketing in February 2009. Aydın was assigned as the Retail Marketing Coordinator in February 2010 and Executive Vice President responsible for Retail Marketing in 2011 May.
Ersin Emir
Chief Audit Executive
Born in Eskişehir in 1971, Mr. Emir graduated from Middle East Technical University, Department of Business Administration, in 1994. He received his master's degree in Organizational Psychology at the University of London in 2010. He started his banking career in 1995 at İşbank as an Assistant Auditor. Mr. Emir then started to work at the Internal Audit Department of Finansbank as an Auditor in 1998 and was appointed as the Deputy CAE in 2004. He was in charge of the Head Office and Subsidiary Audits in the past two years, after which he was appointed as the Chief Audit Executive in March 2011.
Filiz Sonat
Executive Vice President
Born in 1960, Mrs. Sonat has a BA in Mechanical Engineering from Istanbul Technical University; and in Business Administration from Anatolian University. After working as a mechanical engineer in a private construction company between the years of 1982-1986, She was appointed to a position in banking for the first time at İktisat Bank in 1987. Sonat transferred to Sümerbank in 1998 in the capacity of Executive Vice President. Şafak joined Finansbank in 1999. She worked as the Credits Department Coordinator till 2007. Currently, she works as the Executive Vice President Responsible for Credits at Finansbank.
Hakan Alp
Executive Vice President
Mr. Hakan Alp was born in 1968. He graduated from Ankara University, Faculty of Political Sciences with a degree in International Relations in 1989. He worked for Board of Audit between 1991 and 1997 at Garanti Bank where he also served as Senior Vice President in charge of Training and Development between 1997 and 1999. He started to work for Humanitas Doğuş Human Resources Management and served as Executive Vice President in charge of Training / Executive Development / Finance and Administration / Operation between 2000 and 2003. He held the position of an Executive Vice President in charge of Human Resources from 2003 to 2005 at Tansaş Retail Chain. He worked as Executive Vice President, Human Resources Department at Sütaş between 2005-2006. In 2007, he became Senior Vice President in charge of Human Resources at Finansbank. He was assigned as Executive Vice President in charge of Human Resources as of June 2010.
Köksal Çoban
Executive Vice President
1967-born Çoban received his BA from the Business Administration Department of the Middle East Technical University, Ankara, Turkey in 1990. Receiving a master's degree in finance from the City University, Çoban worked for Türk Eximbank and Demirbank A.Ş. between 1995 and 1997. Appointed the International Markets Director with Finansbank the same year, he served as Finansbank's International Markets Group Chief from 1998-2000. Assuming a number of managerial posts in the Treasury Department thereafter, Çoban has been the Finansbank Executive Vice President in charge of Treasury since August 2008.
Kunter Kutluay
Executive Vice President
Born in Istanbul in 1970, Kutluay graduated from the Turkish Education Association's (TED) Ankara College in 1988. He received his bachelor's degree from the Electronics Engineering Department of Bilkent University, Ankara, Turkey and master's degree from the Business Administration Faculty of the same university. He worked for Toshiba, General Electric, and Microsoft as a sales manager and for McKinsey&Company as a consultant. He worked on analysis and data mining technologies at the Kratis firm where he was a founding partner. Following an assignment with the Fortis Bank as the Portfolio Analysis Director, he joined Finansbank in 2006 as the Marketing and Credit Analysis Group Chief. Kutluay has served as Finansbank's Retail Loans (Credits) Coordinator between 2008-2011. In February 2011, Kutluay was appointed as Card Payment Systems Coordinator. He was assigned as the Executive Vice President responsible for Payment Systems in May 2011. He is married with a daughter.
Levent Yörük
Executive Vice President
1961 born Yörük graduated from the Business Administration Department of the Turkish Military Academy in 1982. He studied Business Administration at Boğaziçi University in 1995, Sales and Marketing at Toronto University in 1992, and Finance at Johns Hopkins University in 2001/2002. He served as a military officer in the Turkish Land Forces Command between 1982 - 1991 and worked for American Life Insurance PLC as the Sales Unit Manager between 1992 - 1996. Between 1996 - 2001, he worked for Citibank NA Turkey successively as the Sales Manager, Regional Sales Director, and Turkey Sales Director. Between 2001 - 2007, he was appointed as the Operations Director with Citigroup-CitiFinancial in USA. Starting his career in Finansbank as the Retail Banking Alternative Sales Channels Senior Vice President in August 2007, Yörük was assigned as the Executive Vice President in charge of Alternative Sales Channels and Call Center in 2010.
Mehmet Kürşad Demirkol
Executive Vice President
Mr. Demirkol was born in 1973. He graduated from the Bilkent University, Department of Electrical and Electronics Engineering in 1995 with rank 1 among the graduates. He received his M.Sc. and Ph. D. degrees from Stanford University. He worked as Associate Application Engineer at Oracle - Redwood from 1996 to 1997 and as Research Assistant at the Stanford University from 1997 to 1999. He served as Senior Associate at Atlanta and İstanbul offices of McKinsey&Company between 1999 and 2003. He held the position of the Group Head, Business Development and Strategy Department at Finansbank between 2004 and 2005 and worked as VP of IT and Card Operations at Finansbank Russia in 2005. He served as Business Development and Marketing Director at Memorial Healthcare Group from 2005 to 2007. In 2007, he started to work as Head of Information Technologies at Vakıfbank. He was assigned as Chief Information Officer of the bank in the same year. Additionally, he undertook the post of Chief Operation Officer, in charge of Operations and ADC in 2008. Mr. Demirkol has been working at Finansbank as Executive Vice President, in charge of Information Technologies and Process Management since August 2010
Metin Karabiber
Executive Vice President
Born in 1961 in Adana. He is a graduate of Çukurova University, Industrial Engineering Department. He began his banking career at Interbank in 1985 as a Marketing Specialist. He worked as a Branch Manager at Iktisat Bankası from 1990 to 1995, at Demirbank from 1995 to 1997, at Finansbank between 1997 and 1998 and at Sümerbank as an Executive Vice President between the years 1998 and 1999.
In 1999 he joined Dışbank as Karaköy Branch Manager and he took role in Halic Region as a Regional Manager between 2000 and 2004. In January 2004, he has been appointed to the position of Executive Vice President of SME Group. He served as the Executive Vice President responsible for Retail Banking Sales Management between April 2007 and September 2010. As of 8 October 2010 he has assigned as the Executive Vice President responsible for Commercial Banking in Finansbank .
Murat Şakar
Executive Vice President
Born in 1969, Mr. Şakar is a graduate of the German High School; and İstanbul Technical University - Industrial Engineering Department. Şakar has gained business experience at Rehau Polimeri Kimya Sanayi A.Ş in the capacity of 'Business Unit Manager' (2002-2005), and at Arçelik A.Ş. as Purchasing Manager. Since March 2005, Şakar has undertaken the management of all purchasing and construction activities of Finansbank as the Coordinator of Purchasing and Technical Services. In August 2008 Şakar was appointed as Executive Vice President responsible for Purchasing and Technical Services of Finansbank.
Oya Güvercinci
Head of the Audit Committee Office
Born in 1957, Mrs. Güvercinci is a graduate of Marmara University - Chemical Engineering Department. Güvercinci has worked at the branches of Ziraat Bank and later of Impexbank between the years of 1984 - 1987. She joined Finansbank in 1987 in the capacity of Private Banking Portfolio Manager.. Güvercinci has rendered services as Branch Manager also. In 1994, Güvercinci formed the Quality and Change Group and was appointed as Head of Risk Management in 2001. She was assigned as the Head of the Audit Committee Office in September 2011.
Ömür Tan
Executive Vice President
Born in 1971. Ömür Tan is a graduate of Ankara Atatürk Anadolu College and Statistical Department of Hacettepe University. Tan began to work at Yapı Kredi Bankası as a Management Trainee in 1995 and joined Finansbank in 1998. He served as Corporate Branch Costomer Relationship Manager, Corporate Branch Manager, Head Office Key Account Senior Vice President and Corporate Banking Senior Vice President . He was assigned as the Executive Vice President responsible for Corporate Banking and Structured Finance and Foreign Trade Finance in October 2011.
Özlem Cinemre
Executive Vice President
Born in 1964, Mrs. Cinemre graduated from the Bosphorus University Business Administration Department in 1988. She started her career in the same year at the International Division of Finansbank; and in 1997 she was appointed as the Executive Vice President responsible for Financial Institutions. Currently Cinemre is in charge of the Correspondent Banking, Structured Funding, Financial Institutions, Credit Management Groups, Trade Finance, Cash Management and International Relations as an Executive Vice President.
Saruhan Doğan
Executive Vice President
Mr. Dogan is a graduate of the Galatasaray High School in 1986; and İstanbul University - Economics Department in 1990. He received an MSc in Economics degree from London School of Economics and Political Science in 1992. Doğan started to his proffessional career at Citibank Treasury
Department. He worked as Economist and Treasury Marketing Department Head at Citibank between the years 1992 and 1997. After working as the Head of Treasury Sales Department at TEB between May 1997 and July 1998 and; as the Head of Treasury Research and Sales Group at Alternatifbank, between 1998 and 2004, he was appointed to Finansbank as the Senior Vice President of Treasury Department and the Chief Economist in 2004. In 2007 Doğan joined to Deutsche Bank-Turkey as the Executive Vice President responsible for Treasury. He was then appointed to Finansbank as the Executive Vice President responsible for Investment Banking on the 9th of October, 2009.
Şebnem Karaduman
Executive Vice President
Born in 1974. Karaduman completed her undergraduate study at Istanbul University, Law Department. She started her career as a Lawyer at Finansbank Law Department in 1998. She then was appointed to Fiba Bank as Legal Advisor in 2002. She worked in various positions at Finansbank Law Department between the years 2003 and 2010. Karaduman was assigned as the Legal Advisor of Finansbank in 2010 and as the Executive Vice President responsible for Legal Affairs in 2012.
Tunç Erdal
Executive Vice President
Mr. Erdal was born in 1970. He graduated from the Department of Industrial Engineering, Middle East Technical University in 1992. His career life started in 1993 at the Marketing Department of Ege Leasing A.Ş. He worked as Dealer and Senior Dealer at the Treasury Department, Alternatifbank between 1996 and 1998. He served as Vice President, Head of Fixed Income and Liquidity at the Treasury Department of the same bank from 1998 to 2003. He held the position of Investment Manager, Department of Private Banking at Banque de Commerce et de Placements, Genève between 2003-2005. Mr. Erdal joined Finansbank family in 2005 and he undertook the post of Senior Vice President in charge of Treasury Research and Sales , Treasury Department. Mr. Erdal has been serving as Executive Vice President in charge of Private Banking at Finansbank since August 2010.
Zeynep Aydın Demirkıran
Head of Risk Management
A graduate of Ankara Atatürk Anatolian High School, Demirkıran completed her undergraduate study at the Economy Department of Bilkent University and master's degree in Economics at Georgetown University, Washington D.C. She lectured at Georgetown University until December 1998, after that she worked as a specialist at the Risk Management Department of Turkiye İş Bankası, between 1999-2002. She joined Finansbank in 2002 and assumed positions as Senior Risk Manager and Coordinator of the Basel II Program. In September 2011, she was promoted to Head of Risk Management and has held this position since.